Investing heavily in an Apple product is a big deal. Your iPhone, iPad, and MacBook, among other gadgets, play a vital role in your day-to-day activities. However, accidents do happen. You might drop your phone or spill water on your laptop. That’s why many people choose to get extra protection.
Key Differences Between Apple INSURANCE and Damage Protection Plans
Now that you know what both options offer, let’s break down the key differences between Apple insurance and a damage protection plan:
- Coverage
- Insurance: offers coverage for both accidental damage and, in some cases, theft, breakage, or loss.
- Damage Protection Plan: Only covers accidental damage, like drops, water, or spills, but doesn’t cover theft or loss.
- Cost
- insurance: more up-front costs, but you receive greater security.
- Damage Protection Plan: cheap cost, but with limited coverage.
- Service Fees
- Insurance: If you need to fix your gadget (for example, because the screen shattered), you’ll have to pay a modest price.
- Damage Protection Plan: Service fees can vary depending on the provider, but you will also need to pay a file charge fee when you make a claim.
- Where You Get Repairs
- insurance: You can take your device to any Apple Store or authorized service provider. They will use genuine Apple parts and certified technicians to repair your device.
- Damage Protection Plan: You might need to send your device to a third-party repair shop. The quality of repairs and parts might not be as good as Apple’s own service.
- Customer Support
- insurance: including direct access to Apple’s customer service and technical customer support. You can easily get help with software or hardware issues.
- Damage Protection Plan: Customer support depends on the company offering the best plan. Some might offer good support, while others may not be as reliable, efficient or fast.
CONCLUSION
Depending on the type of protection you require and your budget, you may choose between a damage protection plan and Apple Insurance You may receive repairs from Apple using genuine Apple parts and get complete coverage for theft, water, accidents, and loss. A damage insurance plan is less costly but offers less coverage if all you’re looking for is basic protection against spills and mishaps.